Terms of Use

Effective date: August 20, 2026

Acceptance

By using crunchmypay.com you agree to these terms. If you do not agree, please do not use the site.

Calculators are estimates, not advice

All content and tools on this site are provided for general educational and planning purposes only. They are not financial, investment, legal, tax, accounting or payroll advice, and no result creates a professional relationship of any kind. Real-world figures depend on facts a general calculator cannot know — your tax situation, employer policies, lender terms, state and local law. Always verify important numbers with your employer, lender, or a qualified professional before acting.

Accuracy

We work hard to keep formulas, conventions and reference figures correct and current, and each page shows a last-reviewed date. Nevertheless the site is provided "as is" without warranties of any kind, express or implied, including fitness for a particular purpose or error-free operation. Rules change; edge cases exist.

Limitation of liability

To the maximum extent permitted by law, CrunchMyPay and its operators shall not be liable for any damages arising from use of, or inability to use, this site or reliance on its results — including indirect, incidental or consequential damages. Your sole remedy for dissatisfaction is to stop using the site.

Acceptable use

You may link to any page freely. You may not scrape the site at disruptive volume, misrepresent our results as certified professional output, or republish substantial portions of the content without permission.

Third-party links and ads

Pages may contain links to third-party sites and advertising served by third-party networks. We are not responsible for third-party content, products or privacy practices.

Changes

We may update these terms by posting a revised version here. Continued use after changes constitutes acceptance.

Questions? Contact us.